Health insurance woes....
You open your mail to find a letter from your health insurance company. Their correspondence always confuses you, so you set it aside and move on to another task. The letter sits there for days, unread. Then, you receive a call from your doctor's office, telling you your insurance company is requesting information from you before they will pay for your services. What?! They've not asked for information from me! And then you remember the letter you opened and set aside... In my ten plus years as a patient account representative and insurance clerk for a multi-specialty physician medical clinic, I see this scenario over and over. Today I had this very same incident happen to one of my patients. Many do not understand the confusing world of health insurance, and to some, ignorance is bliss. However, such ignorance can lead to many problems in the future at your doctor's office, where all of a sudden, a $1,000.00 bill for services is owed by YOU. Here's what can happen: You...